/* ── Decision Engine v1 ──────────────────────────────────────────────── */
.de-wrap *,.de-wrap *::before,.de-wrap *::after,
.de-modal *,.de-modal *::before,.de-modal *::after{box-sizing:border-box}

/* Hero */
.de-hero{background:var(--nli-hero);padding:34px 24px 28px;text-align:center;position:relative;overflow:hidden}
.de-hero::after{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='28'/%3E%3C/g%3E%3C/svg%3E");pointer-events:none}
.de-hero-inner{position:relative;z-index:1;max-width:640px;margin:0 auto}
.de-hero-chip{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:4px 14px;font-size:12px;color:rgba(255,255,255,.8);margin-bottom:16px;letter-spacing:.03em}
.de-hero h1{font-family:var(--font-head);font-size:clamp(26px,5vw,40px);font-weight:700;color:#fff;line-height:1.15;margin:0 0 12px;letter-spacing:-.02em}
.de-hero-sub{font-size:16px;color:rgba(255,255,255,.75);margin:0}

/* Step indicator */
.de-steps{background:var(--white);border-bottom:1px solid var(--border);display:flex;justify-content:center;position:sticky;top:68px;z-index:30;padding:4px 0}
.de-step{display:flex;align-items:center;gap:10px;padding:16px 24px;font-size:14px;font-weight:600;color:var(--ink-s);cursor:default;transition:color .3s ease}
.de-step-line{width:40px;height:2px;background:var(--border);align-self:center;flex-shrink:0;border-radius:2px}
.de-sn{width:28px;height:28px;border-radius:50%;background:var(--border);color:var(--ink-s);display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:800;flex-shrink:0;transition:background .3s ease,color .3s ease,box-shadow .3s ease,transform .3s ease}
.de-step.active{color:var(--red)}
.de-step.active .de-sn{background:var(--red);color:#fff;box-shadow:0 4px 10px rgba(192,57,43,.3);transform:scale(1.1)}
.de-step.done{color:var(--green)}
.de-step.done .de-sn{background:var(--green-l);color:#fff}
.de-step.done .de-sn::before{content:'✓'}
.de-step.done .de-sn-num{display:none}
@media(max-width:480px){.de-step span{display:none}.de-step-line{width:16px}}

/* Wrapper & panes */
.de-wrap{max-width:720px;margin:0 auto;padding:40px 16px 80px}
.de-pane{display:none;animation:de-fadein .25s ease}
.de-pane.active{display:block}
@keyframes de-fadein{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}

/* Form card */
.de-card{background:var(--white);border-radius:16px;padding:40px 32px;margin-bottom:20px;box-shadow:0 4px 14px rgba(16,26,43,.08);border:1px solid var(--border)}
.de-card h2{font-family:var(--font-head);font-size:24px;font-weight:700;color:var(--ink);margin:0 0 28px;line-height:1.2}

.de-field{margin-bottom:20px}
.de-field:last-of-type{margin-bottom:0}
.de-field label{display:block;font-size:12.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-m);margin-bottom:8px}

/* Number inputs */
.de-inp-wrap{position:relative}
.de-inp-prefix{position:absolute;left:14px;top:50%;transform:translateY(-50%);font-size:13px;font-weight:600;color:var(--ink-s);pointer-events:none;z-index:1}
.de-num-inp{width:100%;border:1.5px solid var(--border);border-radius:12px;padding:12px 14px;font-family:var(--font-body);font-size:16px;color:var(--ink);outline:none;transition:border-color .2s,box-shadow .2s;-moz-appearance:textfield;box-shadow:0 2px 8px rgba(0,0,0,0.08)}
.de-num-inp::-webkit-inner-spin-button,.de-num-inp::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.de-num-inp.has-prefix{padding-left:52px}
.de-num-inp:focus{border-color:var(--red);box-shadow:0 2px 12px rgba(192,57,43,.12)}
.de-num-inp.error{border-color:#EF4444}

/* Pill button rows */
.de-opt-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}
.de-opt-btn{border:2px solid var(--border);border-radius:var(--radius-sm);padding:16px 20px;background:var(--white);cursor:pointer;font-family:var(--font-body);font-size:15px;color:var(--ink-m);text-align:left;transition:border-color .2s ease,background .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease;box-shadow:var(--shadow-sm)}
@media (hover:hover){.de-opt-btn:hover{border-color:var(--red-l);background:var(--red-bg);color:var(--red);transform:translateY(-2px);box-shadow:var(--shadow)}}
.de-opt-btn.active{border-color:var(--red);background:var(--red-bg);color:var(--red);font-weight:700;box-shadow:inset 0 0 0 1px var(--red)}
.de-opt-btn.wide{flex:1;min-width:200px}
.de-opt-title{display:block;font-weight:700;font-size:16px;line-height:1.3;margin-bottom:4px}
.de-opt-sub{display:block;font-size:13px;color:var(--ink-s);line-height:1.5;font-weight:400}
.de-opt-btn.active .de-opt-sub{color:rgba(192,57,43,0.8)}


/* Navigation buttons */
.de-btn{border:none;border-radius:12px;font-family:var(--font-body);font-weight:600;cursor:pointer;transition:background .15s,opacity .15s,transform .15s,box-shadow .15s}
.de-btn-primary{background:var(--red);color:#fff;padding:14px 28px;font-size:15px;width:100%;margin-top:24px;display:block;box-shadow:0 4px 12px rgba(192,57,43,.22)}
.de-btn-primary:hover{background:var(--red-d);box-shadow:0 6px 16px rgba(192,57,43,.32);transform:translateY(-1px)}
.de-step-nav{display:flex;gap:10px;margin-top:24px}
.de-btn-back{background:transparent;color:var(--ink-s);border:1.5px solid var(--border);padding:14px 22px;font-size:14px;font-family:var(--font-body);font-weight:500;border-radius:12px;cursor:pointer;flex-shrink:0}
.de-btn-back:hover{border-color:var(--border-d);color:var(--ink-m)}
.de-step-nav .de-btn-primary{flex:1;margin-top:0;width:auto}

/* Error helper */
.de-err{font-size:12px;color:#EF4444;margin-top:6px;display:none}
.de-err.show{display:block}

/* Keyboard focus rings */
.de-opt-btn:focus-visible,.de-num-inp:focus-visible,.de-btn:focus-visible,.de-toggle-btn:focus-visible,.de-cta-primary:focus-visible,.de-cta-secondary:focus-visible{outline:3px solid var(--red);outline-offset:2px}

/* ── Output ──────────────────────────────────────────────────────────── */
.de-out-head{text-align:center;padding:36px 0 20px}
.de-out-head h2{font-family:var(--font-head);font-size:clamp(22px,4vw,32px);color:var(--ink);margin:0 0 6px}
.de-out-head p{font-size:14px;color:var(--ink-s);margin:0}

.de-sec-label{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-s);margin-bottom:6px}

.de-cov-amount{font-size:clamp(30px,6vw,46px);font-weight:800;color:var(--red);font-family:var(--font-head);margin:6px 0;line-height:1.1}
.de-cov-sub{font-size:13px;color:var(--ink-s)}

/* Optional results refinement — "already have cover" */
.de-cov-adjust{margin-top:14px;padding-top:14px;border-top:1px solid var(--border)}
.de-cov-adjust-toggle{background:none;border:none;cursor:pointer;font-family:var(--font-body);font-size:13px;font-weight:600;color:var(--ink-s);padding:2px 0;display:inline-flex;align-items:center;gap:4px;transition:color .15s}
.de-cov-adjust-toggle:hover{color:var(--red)}
.de-cov-adjust-toggle[aria-expanded="true"] .de-hint-caret{transform:rotate(90deg)}
.de-cov-adjust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}

.de-type-pill{display:inline-block;background:var(--red-bg);color:var(--red);border-radius:6px;padding:4px 12px;font-size:12px;font-weight:700;letter-spacing:.04em;margin-bottom:8px}
.de-type-name{font-size:clamp(17px,3vw,22px);font-weight:700;color:var(--ink);margin:0 0 10px;line-height:1.3}
.de-type-bullets{margin:10px 0 0;padding-left:18px}
.de-type-bullets li{font-size:14px;color:var(--ink-m);margin-bottom:4px;line-height:1.5}

/* Type preference toggle */
.de-type-toggle{margin-top:18px;padding-top:18px;border-top:1px solid var(--border)}
.de-toggle-label{font-size:11px;font-weight:700;color:var(--ink-s);text-transform:uppercase;letter-spacing:.06em;margin:0 0 10px}
.de-toggle-row{display:flex;gap:10px}
.de-toggle-btn{flex:1;border:2px solid var(--border);border-radius:12px;padding:12px 14px;background:var(--white);cursor:pointer;font-family:var(--font-body);font-size:14px;font-weight:500;color:var(--ink-m);text-align:left;transition:border-color .15s ease,background .15s ease,color .15s ease,box-shadow .15s ease;display:flex;flex-direction:column;gap:3px;line-height:1.3}
.de-toggle-btn:hover{border-color:var(--red-l);background:var(--red-bg);color:var(--red)}
.de-toggle-btn.active{border-color:var(--red);background:var(--red-bg);color:var(--red);font-weight:700;box-shadow:inset 0 0 0 1px var(--red)}
.de-toggle-sub{font-size:11px;font-weight:400;color:inherit;opacity:.7}
@media(max-width:480px){.de-toggle-row{flex-direction:column}}

/* All-14 sortable table */
.de-sort-chips{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0 6px}
.de-sort-chip{border:1.5px solid var(--border);border-radius:999px;background:var(--white);color:var(--ink-m);font-family:var(--font-body);font-size:12.5px;font-weight:600;padding:7px 14px;cursor:pointer;transition:border-color .15s,background .15s,color .15s}
.de-sort-chip:hover{border-color:var(--red-l);color:var(--red)}
.de-sort-chip.active{border-color:var(--red);background:var(--red-bg);color:var(--red);box-shadow:inset 0 0 0 1px var(--red)}
.de-sort-chip:focus-visible{outline:3px solid var(--red);outline-offset:2px}

.de-allco-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin-top:6px}
.de-allco-head,.de-allco-list{min-width:500px}   /* head + body are one aligned block that scrolls together */
.de-allco-head,.de-allco-row{display:grid;grid-template-columns:26px minmax(116px,1fr) 78px 70px 64px 96px;gap:10px;align-items:center;padding:9px 8px}
.de-allco-head{font-size:10.5px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--ink-s);border-bottom:1.5px solid var(--border)}
.de-allco-row{font-size:13px;color:var(--ink-m);border-bottom:1px solid var(--border)}
.de-allco-row:last-child{border-bottom:none}
.de-allco-rank{font-weight:700;color:var(--ink-s);text-align:center}
.de-allco-name{font-weight:600;color:var(--ink);min-width:0;line-height:1.3}
.de-allco-plan{display:block;width:-moz-fit-content;width:fit-content;max-width:100%;font-weight:500;font-size:11.5px;color:var(--red,#C0392B);line-height:1.25;margin-top:2px;cursor:pointer;border-bottom:1px dotted currentColor}
.de-allco-plan:hover,.de-allco-plan:focus-visible{color:var(--red-d,#A93226);border-bottom-style:solid;outline:none}
.de-allco-plan-cue{font-weight:700}
.de-allco-flag{color:var(--gold,#B45309);font-size:11px;cursor:help}
.de-allco-claim{text-align:right;white-space:nowrap}
.de-allco-fund,.de-allco-share{text-align:right;white-space:nowrap;color:var(--ink-m)}
.de-allco-prem{text-align:right;font-weight:700;color:var(--ink);white-space:nowrap}
.de-allco-foot{margin-top:10px}

/* Cost preview */
.de-cost-range{font-size:clamp(22px,4vw,30px);font-weight:800;color:var(--ink);margin:6px 0;font-family:var(--font-head)}
.de-cost-sub{font-size:13px;color:var(--ink-s)}

/* CTAs */
.de-cta-row{display:flex;gap:12px;margin:24px 0 16px}
@media(max-width:500px){.de-cta-row{flex-direction:column}}
.de-cta-primary{background:var(--red);color:#fff;border:none;border-radius:12px;padding:16px 20px;font-size:15px;font-weight:700;cursor:pointer;flex:1;font-family:var(--font-body);transition:background .15s,transform .15s,box-shadow .15s;box-shadow:0 4px 14px rgba(192,57,43,.28)}
.de-cta-primary:hover{background:var(--red-d);box-shadow:0 6px 20px rgba(192,57,43,.38);transform:translateY(-1px)}
.de-cta-secondary{background:var(--white);border:1.5px solid var(--border);color:var(--ink-m);border-radius:12px;padding:16px 18px;font-size:14px;font-weight:500;cursor:pointer;white-space:nowrap;font-family:var(--font-body)}
.de-cta-secondary:hover{border-color:var(--border-d)}
.de-restart-btn{background:none;border:none;color:var(--ink-s);font-size:13px;cursor:pointer;padding:8px 0;font-family:var(--font-body);margin-bottom:24px}
.de-restart-btn:hover{color:var(--ink)}

/* Lead Modal */
.de-modal{position:fixed;inset:0;background:rgba(0,0,0,.6);z-index:1000;display:none;align-items:center;justify-content:center;padding:16px}
.de-modal-inner{background:var(--white);border-radius:16px;padding:32px 28px;max-width:420px;width:100%;position:relative;box-shadow:0 20px 60px rgba(0,0,0,.25)}
.de-modal-close{position:absolute;top:14px;right:16px;background:none;border:none;font-size:22px;cursor:pointer;color:var(--ink-s);line-height:1}
.de-modal-inner h3{font-family:var(--font-head);font-size:20px;color:var(--ink);margin:0 0 6px}
.de-modal-inner p{font-size:13px;color:var(--ink-s);margin:0 0 20px;line-height:1.6}
.de-modal-inp{display:block;width:100%;border:1.5px solid var(--border);border-radius:12px;padding:12px 14px;font-family:var(--font-body);font-size:15px;color:var(--ink);outline:none;margin-bottom:10px;transition:border-color .2s}
.de-modal-inp:focus{border-color:var(--red)}
.de-modal-submit{background:var(--red);color:#fff;border:none;border-radius:12px;padding:14px;font-size:16px;font-weight:700;cursor:pointer;width:100%;margin-top:6px;font-family:var(--font-body);transition:background .15s}
.de-modal-submit:hover{background:var(--red-d)}
.de-modal-ok{text-align:center;padding:12px 0 4px}
.de-modal-ok .de-ok-icon{font-size:48px;margin-bottom:12px}
.de-modal-ok h3{font-family:var(--font-head);font-size:20px;color:var(--green)}
.de-modal-ok p{font-size:14px;color:var(--ink-m)}
.de-hp{display:none!important}

/* Print */
.nli-print-credit{display:none}
@media print{
  .de-hero,.de-steps,#de-s1,#de-s2,.de-modal,.de-restart-btn,.de-cta-secondary,
  .nli-header,.nli-footer{display:none!important}
  .de-output{display:block!important}
  .de-card{box-shadow:none;border:1px solid #e2e8f0;margin-bottom:12px}
  .de-allco-scroll{overflow:visible}
  .de-allco-head,.de-allco-list,.de-allco-row{min-width:0}
  .nli-print-credit{display:block!important;margin-top:24px;padding-top:12px;border-top:1px solid #ccc;font-size:9pt;color:#555;text-align:center}
}
.de-output{display:none}
#de-modal-ok{display:none}
.de-label-hint{font-weight:400;color:var(--ink-s)}
.de-cos-note{font-size:12px;color:var(--ink-s);margin:8px 0 0}
.de-cta-note{text-align:center;font-size:13px;margin-top:12px}
.de-cta-note a{color:var(--red);text-decoration:underline}
.de-cta-center{text-align:center}

/* Step-done pop */
@keyframes de-step-done-pop{0%{transform:scale(1.1)}50%{transform:scale(1.25)}100%{transform:scale(1.1)}}
.de-step.done .de-sn{animation:de-step-done-pop .35s ease}

/* Continue button pulse when step complete */
@keyframes de-btn-pulse{0%,100%{box-shadow:0 0 0 0 rgba(192,57,43,.4)}50%{box-shadow:0 0 0 8px rgba(192,57,43,0)}}
.de-btn-pulse{animation:de-btn-pulse 1.2s ease infinite}

/* Skeleton loader */
.de-skeleton{padding:0 16px}
.de-skeleton-bar{height:18px;background:#e5e7eb;border-radius:6px;margin-bottom:12px;animation:de-skeleton-shimmer 1.2s ease infinite}
@keyframes de-skeleton-shimmer{0%,100%{opacity:.6}50%{opacity:1}}

/* Step 2 info note */
.de-info-note{font-size:13px;color:var(--ink-s);margin:-8px 0 16px;font-style:italic}

/* Collapsible "Why we ask" hint — lightens the form; reassurance is one tap away */
.de-hint{margin-top:9px}
.de-hint summary{list-style:none;cursor:pointer;font-size:12px;font-weight:600;color:var(--ink-s);display:inline-flex;align-items:center;gap:4px;user-select:none;transition:color .15s}
.de-hint summary::-webkit-details-marker,.de-hint summary::marker{display:none}
.de-hint summary:hover{color:var(--red)}
.de-hint-caret{display:inline-block;transition:transform .2s;font-size:13px}
.de-hint[open] summary{margin-bottom:2px}
.de-hint[open] .de-hint-caret{transform:rotate(90deg)}
.de-hint > p{font-size:13px;color:#4B5563;line-height:1.6;margin:6px 0 0;padding:10px 12px;background:#f8fafc;border-left:3px solid var(--border-d,#e2e8f0);border-radius:8px}

/* Option pill icons — visual guide */
.de-opt-ico{display:inline-block;margin-right:8px;font-size:16px;font-style:normal;vertical-align:-1px}


/* Pillar link in results */
.de-pillar-link{margin-top:12px;font-size:13px}
.de-pillar-link a{color:var(--red,#c0392b);text-decoration:underline;font-weight:500}

/* Running "your plan so far" summary — value thread across steps */
.de-summary{display:flex;align-items:flex-start;gap:14px;background:linear-gradient(135deg,var(--navy-bg) 0%,var(--green-bg) 100%);border:1.5px solid #bfdbfe;border-radius:14px;padding:16px 18px;margin-bottom:20px;animation:de-fade-in .3s ease}
@keyframes de-fade-in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.de-summary-icon{font-size:26px;flex-shrink:0;line-height:1.2}
.de-summary-body{flex:1;min-width:0}
.de-summary-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:#6b7280;margin-bottom:3px}
.de-summary-cover{font-size:19px;font-weight:700;color:var(--navy);font-family:var(--font-head, 'Newsreader', Georgia, serif);line-height:1.25}
.de-summary-meta{font-size:12.5px;color:#4b5563;margin-top:3px}

/* Intro blurb — between trust bar and step indicator */
.de-intro-blurb{max-width:640px;margin:0 auto;padding:20px 24px 4px;text-align:center}
.de-intro-blurb p{font-size:15px;color:var(--ink-m,#4b5563);line-height:1.7;margin:0}
.de-intro-blurb p+p{margin-top:14px}
.de-disclaimer{font-size:13px;color:var(--ink-s,#5b6472);text-align:left;background:var(--paper,#f8fafc);border:1px solid var(--border,#f1f3f5);border-radius:10px;padding:12px 14px}
@media(max-width:600px){.de-intro-blurb{padding:16px 16px 0}}

/* Editorial / About this tool section */
.de-editorial{max-width:720px;margin:32px auto 0;padding:28px 24px;border-top:1px solid var(--nli-border,#f1f3f5);background:#fafafa}
.de-editorial-hd{font-family:var(--font-head, 'Newsreader', Georgia, serif);font-size:18px;color:var(--ink,#1f2937);margin:0 0 12px}
.de-editorial p{font-size:14px;color:var(--ink-m,#4b5563);line-height:1.75;margin:0 0 12px}
.de-editorial p:last-child{margin-bottom:0}
@media(max-width:600px){.de-editorial{padding:20px 16px}}
@media(max-width:600px){.de-card{padding:24px 16px}.de-card h2{font-size:20px;margin-bottom:20px}.de-field{margin-bottom:16px}}
@media(max-width:480px){.de-opt-btn.wide{min-width:0;width:100%}}

/* ── Privacy trust strip (below submit button) ───────────────────────── */
.de-privacy-badges{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:4px 10px;margin:12px 0 4px;font-size:11px;color:var(--ink-s);line-height:1.5}
.de-privacy-badges span[aria-hidden]{color:var(--border-d)}
.de-privacy-details{margin:0 0 6px;text-align:center}
.de-privacy-details summary{list-style:none;cursor:pointer;font-size:11.5px;color:var(--ink-xs);padding:5px 0;display:inline-block;user-select:none;transition:color .15s}
.de-privacy-details summary::-webkit-details-marker,.de-privacy-details summary::marker{display:none}
.de-privacy-details summary:hover{color:var(--ink-m)}
.de-privacy-details[open] summary{margin-bottom:8px}
.de-privacy-details .de-caret{display:inline-block;transition:transform .2s}
.de-privacy-details[open] .de-caret{transform:rotate(90deg)}
.de-privacy-details > p{font-size:12px!important;color:var(--ink-m)!important;line-height:1.65!important;margin:0!important;padding:10px 12px;background:var(--red-bg);border-radius:8px;border-left:3px solid var(--red);text-align:left}
.de-privacy-details > p em{color:var(--ink);font-style:italic}

@media (prefers-reduced-motion: reduce) {
  .de-pane,.de-summary,.de-step.done .de-sn,.de-btn-pulse,.de-skeleton-bar{animation:none}
  .de-step,.de-sn,.de-opt-btn,.de-toggle-btn{transition:none}
  .de-privacy-details .de-caret,.de-hint-caret{transition:none}
}