Nepal's 14 Life Insurers, Reviewed Independently
Every one of Nepal's 14 life insurers, measured on the same hard evidence — the NIA claim-settlement record and their share of the market. Find the one your family can actually rely on.
Browse all 14 life insurers
ALICL
Asian Life Insurance
Claims paid: 98.85%
Market share: 5.65%
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SNLI
Sun Nepal Life
Claims paid: 98.71%
Market share: 2.76%
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PMLI
Prabhu Mahalaxmi Life
Claims paid: 98.33%
Market share: 2.96%
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HLI
Himalayan Life Insurance
Claims paid: 98.09%
Market share: 9.73%
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RNLI
Reliable Nepal Life
Claims paid: 97.92%
Market share: 2.91%
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SJLIC
SuryaJyoti Life Insurance
Claims paid: 97.50%
Market share: 6.17%
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CLI
Citizen Life Insurance
Claims paid: 93.87%
Market share: 4.14%
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LICN
LIC Nepal
Claims paid: 92.69%
Market share: 10.98%
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NLIC
Nepal Life Insurance
Claims paid: 90.54%
Market share: 26.48%
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RJB
Rastriya Jeevan Beema
Claims paid: 89.94%
Market share: 5.43%
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ML
MetLife Nepal
Claims paid: 85.23%
Market share: 3.45%
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NLICL
National Life Insurance
Claims paid: 84.55%
Market share: 12.36%
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SRLI
Sanima Reliance Life
Claims paid: 80.97%
Market share: 3.86%
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ILI
IME Life Insurance
Claims paid: 79.90%
Market share: 3.12%
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Claim-settlement ratios are from the Nepal Insurance Authority's FY 2081/82 annual report; market share is each insurer's premium as a share of the FY 2081/82 sector total. Nothing here constitutes financial advice — always compare quotes specific to your age, sum assured, and term before purchasing.