Reminder Tool
Never Miss a Premium Due Date
One forgotten payment can lapse your policy — erasing years of bonuses you've already earned, gone over a single missed date. Enter your due date below and we'll email you 30 days, 7 days, and 1 day before. Every year.
Welcome back — your reminder is active
प्रिमियम
Due on . Worth paying now.
Pay in under two minutes
Remembered on this device only — it never reaches our server. The reminder emails themselves are sent from your saved signup, so clearing this does not unsubscribe you; use the link in any reminder email for that.
Set your reminder
Your details are only used to send you reminder emails — nothing else.
Reminder set!
We'll remind you before your premium on .
This replaced your earlier reminder for — we can keep one premium reminder per email address.
Check your inbox for a confirmation email.
Reminder saved — but we couldn't send the confirmation email. Your reminders are still active; this is usually a server mail configuration issue.
What happens next?
- 30 days before your due date — first reminder
- 7 days before — second reminder
- 1 day before — final reminder
- This repeats automatically each year
Grace Period — 30 Days ग्रेस पिरियड
Miss your due date and your policy stays in force through the grace period stated in your policy document — cover and riders intact. NIA fixes no universal day count; around 30 days is common in Nepali schedules, but it is market practice, not a regulated figure, so check yours.
If Your Policy Has Lapsed
Once the grace period passes the policy lapses — though if you have already paid two full years of premiums it converts to a paid-up policy at a reduced sum assured instead. Either way you can revive it: your insurer must do so at any time within the policy term, on proof of insurability plus the arrears and late fee. See your revival rights →
Pay Digitally
Open your digital wallet → Insurance section → search your company name → pay in under 2 minutes.
What Lapsing Costs You
- ✕ Life cover (your family has no payout)
- ✕ Accidental Death Benefit rider
- ✕ Critical Illness rider
- ✕ All accrued bonuses (years of compound growth)
- ✕ Tax deduction benefit under Section 88B
While you are here
The four things people most often need next.
Your 13 rights
Reviving a lapsed policy is a right your insurer owes you, not a favour. So are twelve others.
Check what you pay
See what the same cover costs across all 14 insurers before your next renewal.
Thinking of stopping?
Work out whether surrendering or holding to maturity leaves you better off.
When a claim is needed
The documents, your insurer's record, and how to escalate to the NIA.